Australia · Interest & borrowing
Business borrowing.
Different sizes, different rates.
Compare average lending rates for small, medium and large businesses on the same loan and interest-rate basis.
August 2026 · Original monthly data · Published 8 October 2026
Lending figures describe August 2026. The RBA has flagged publication delays affecting these tables. These averages are not today’s loan offers.
How do business lending rates compare?
Loan group
Interest type
See the figures
Size is one part of the story
Business-size groups follow the definitions used in the RBA/APRA collection. They are not simply employee-count bands.
The averages also reflect differences in security, risk, loan size, term and borrower mix. A difference between small- and large-business rates does not establish how much any one of these factors contributed.
“All loans” combines fixed and variable rates; the variable-rate view keeps that interest type separate. The existing- and new-loan views describe different groups, rather than tracking the same borrowers.